Paisabazaar is a one stop digital lending marketplace that offers Free Credit Report, personal loan, credit cards, business loan, home loans, mutual funds and many other financial services at one place.
With Paisabazaar app you can explore and avail the below services:
• Free Credit Report from CIBIL, Experian & CRIF Highmark
• Personal loan offers from top banks and NBFCs
• 50+ Credit Card options from top providers
• Business loan offers
• Home loan options
• Mutual fund investments
• Loan Against Property
• EMI Calculators for different kinds of loans
• Credit Score Assistance
• Tax solutions
• Banking & other related information
• Financial guidance through experts
• PB Tracker
• Fixed Deposit
• Digital Gold
• Savings Account
Download Paisabazaar app to save your time, effort and the hassles usually associated with personal finance. Apply for personal loan, home loan, business loan, LAP and other loans at lowest rates. Get Credit Cards with Best Services.
We work with more than 90 partners that include leading banks, NBFCs and Mutual Fund Houses from India. Our operations span over 250 cities across the country wherein we are catering to millions of users with our more than 200 financial products.
We have achieved the milestone of disbursing loans worth Rs. 10,000 crore on annual basis and have become the only independent online financial marketplace to do so in the country.
Apart from being featured by various prominent media houses on regular basis, Paisabazaar has been awarded Best Financial Services award by Economic Times and has been recognized as the Best Emerging Brand by Indian Brand Convention and the CMO Asia Awards.
The Paisabazaar app is your personal finance agent and advisor. It has over a million users and offers over 90 products to choose from. Here's a list of few benefits you get on your fingertips with the Paisabazaar app:
✔ PaisaTrackr, one of the core features of the Paisabazaar app, is the perfect spending tracker app. It helps you track all your accounts and spends, provides you detailed analysis of where you are spending your money, keeps you updated in real time on all your transactions and manages your bills better through timely reminders.
✔ Get customized offers for home loans, personal loans, education loans, credit cards and savings account through our self-help comparison engine.
Paisabazaar offers instant personal loans at interest rates starting from as low as 12-30% p.a. with a 62 days to 60 months repayment duration.
Borrow any amount starting from ₹3000 up to ₹50 Lakhs.
Sample Loan Calculation:
Loan amount: INR 4,00,000
Interest Rate: 15% p.a.
Loan Duration: 3 years
Total Interest = INR 99,176
Processing fees (PF) + GST= 4000 + 720 = INR 4,720
In Hand Amount: Loan Amount - Total Deductibles = 4,00,000 - 4,720 = INR 3,95,280
Total repayable Amount: INR 4,99,176
Monthly EMI Repayable: INR 13,866
*Deductibles are deducted upfront during the loan disbursal.
✔ Credit score tracking at all times, along with expert tips to improve your score. Identify saving opportunities on your existing EMIs and get top loan & card offers basis your credit profile.
✔ Find various mutual funds ranging from tax-saving ELSS and liquid funds to debt funds and micro-cap funds that are designed to meet your investment needs, in accordance with your budget and requirements.
So, download convenience on your fingertips, download the Paisabazaar app now!
Rules and Regulation for Interest Subsidy on Education Loan
Rules For Education Loan In Gujarat::::::
Passed class 12 with 60% or more Percentiles.
An annual gross income of parental/family upper limit must be Rs.6.00 lakhs per year (from
all sources) and not more than that.
Student must be passed standard 12 from recognized board or recognized central board and
got admission in Recognized Universities of India and abroad.
Loan must be taken after Government resolution Date:-04/07/2017 from schedule bank.
Subsidy is available up to 10 lakhs only. If applicant has taken loan more than 10 lakhs then
interest should be given on only 10 lakhs and rest of amount should be paid by applicant.
Under this scheme amount of total interest on education loan up to Rs. 10.00 lakh loan
amounts deposited on applicant’ bank loan account. Bank interest rate as per RBI guidelines.
No any other charges will pay to bank.
This is not scheme for providing education loan. Please don’t demand for education loan.
The applicant will have to fill the application form on the KCG website and submit the
Acknowledgement receipt and necessary documents to the scheduled bank. Thereafter, the
Scheduled Bank will have to send the necessary endorsement, bank loan and interest details
by sending the application to the KCG office. Offline application will not be accepted.
The applicant must be present whenever called in personal for verification of documents.
If a student is studying abroad, the student will be considered a power of attorney for the
person who has been authorized to sign the various documents on behalf of the applicant
while applying in the bank and only the father or mother of the student can sign it or
introduce it. If anyone else has given an authority, it will not be considered valid.
Copy of Income Certificate from competent authority (Mamlatdar / TDO certificate) and
Income Tax Return or Self Declaration Certificate (If not eligible to pay income tax).
The subsidy on Education Loan is only for Moratorium Period (i.e. Course Period plus one
year) after the period of moratorium is over; the interest on the outstanding loan amount shall
be paid by the student.
Interest subsidy will be closed if the student decides to leave and / or leave the study, or if the
loan itself is canceled by the bank.
Automatic interest subsidy will be closed even if the loan is repaid in any case.
IMPORTANT LINK::::
